komuno und Loanboox Deutschland legen das Kommunalgeschäft auf der komuno-Plattform zusammen

by | Mar 16, 2023 | Borrow, Invest, Media

Gewerbliche Immobilienfinanzierung künftiger Schwerpunkt von Loanboox Deutschland

PRESSEMITTEILUNG

Frankfurt, 16. März 2023. Die beiden Fintechs komuno und Loanboox Deutschland vereinen ihr Kommunalgeschäft in Deutschland künftig auf der komuno-Plattform. Damit profitieren Kommunen von besseren Vergleichsmöglichkeiten und Konditionen. komuno wird neuer Marktführer bei der Vermittlung von deutschen Kommunalfinanzierungen. Loanboox wird sich künftig in Deutschland auf die gewerbliche Immobilienfinanzierung fokussieren.

Die beiden Fintech-Unternehmen komuno und Loanboox Deutschland haben in den letzten fünf Jahren erfolgreich über 1.000  Kommunen und kommunale Unternehmen auf ihren Finanzierungsplattformen mit 150 institutionellen Kapitalgebern und Banken zusammengebracht, Prozesse vereinfacht und digitalisiert. In Deutschland wurde über die beiden Plattformen zusammen ein Ausschreibungsvolumen von EUR 40 Milliarden angefragt, 5.000 Finanzierungsanfragen in der Höhe von über 8.5  Milliarden wurden erfolgreich abgeschlossen. 

Aus Loanboox und komuno wird eine Plattform für die digitale Kommunalfinanzierung in Deutschland 
Aufgrund strategischer Entwicklungen und um Kommunen die besten Konditionen anzubieten, haben sich die beiden Fintechs entschieden, das Kommunalgeschäft ab März 2023 zusammenzuführen. Raphael Schöttler, Geschäftsführer von Loanboox Deutschland, betont: „Die Zusammenführung ermöglicht den Kommunen, den ganzen Markt auf einer Plattform vorzufinden, statt verstreut. Dadurch erhalten sie die besten Konditionen – und sparen Steuergelder.“  

komuno wird führende Plattform für Kommunalfinanzierung 
Loanboox Deutschland wird seine Kommunalkunden kontaktieren und sie dabei unterstützen, sich der komuno-Plattform anzuschließen. komuno unterstreicht damit seine Marktführerschaft im deutschen digitalen Kommunalfinanzierungsmarkt. Thomas Eitenmüller, Geschäftsführer von komuno für Sales und Business Development, freut sich auf diese Kooperation: „Zukünftig können noch mehr Kommunalkunden und Investoren von unserem digitalen Markplatz für effiziente Kommunalfinanzierung profitieren. Unsere digitale Lösung vereinfacht den Ausschreibungsprozess und reduziert damit den Aufwand für alle Beteiligten erheblich. Mit der nun vereinbarten Zusammenführung auf komuno kommen wir unserem erklärten Ziel näher, allen Kommunen in Deutschland Zugang zu günstigen Finanzierungskonditionen zu verschaffen.“

Loanboox Deutschland fokussiert sich auf gewerbliche Immobilienfinanzierung 
Die Erfahrungen und Erfolge aus dem kommunalen Bereich werden das Wachstum von Loanboox Deutschland in der gewerblichen Immobilienfinanzierung weiter unterstützen. Seit 2022 profitieren Baugenossenschaften, Immobiliengesellschaften und Immobilienfonds von den erprobten Finanzierungs- und Schuldenverwaltungstools sowie Beratungsdienstleistungen. Loanboox ist in der Schweiz, in Frankreich und in Österreich weiterhin im Kommunalmarkt aktiv und Marktführer.  

Über komuno 
Die komuno GmbH ist Anbieter von komuno, der digitalen Plattform für Kommunalkredite und Fördermittel. komuno bringt kommunale Haushalte und Darlehensgeber sowie Förderbanken zusammen. Städte, Gemeinden und Zweck­verbände platzieren ihre Kreditausschreibungen bei Finanzinstituten ihrer Wahl, Finanzinstitute geben rechtsverbindliche Angebote ab. Seit September 2018 am Markt aktiv, ist komuno ein Joint Venture der Helaba Digital GmbH & Co. KG und der Lucht Probst Associates GmbH. 
Weitere Informationen unter www.komuno.de  

Über Loanboox 
Loanboox ist die europäische Plattform für Fremdfinanzierung großer Schuldner. Seit Start im 2016 wurden 3‘000 Transaktionen in der Höhe von EUR 30 Milliarden in Deutschland, Österreich, Frankreich, der Schweiz und weiteren europäischen Ländern erfolgreich abgeschlossen. Das Unternehmen bietet innovative Tools und Beratungsdienstleistungen für die Finanzierung und Schuldenverwaltung von Immobiliengesellschaften, Baugenossenschaften, Fonds, Großunternehmen, Kommunen und kommunalen Unternehmen an.
Weitere Informationen unter: www.loanboox.de

Kontakte für Fragen
Loanboox GmbH
Raphael Schöttler, Geschäftsführer Deutschland  
Mainzer Landstraße 33, 60329 Frankfurt am Main
+49 69 348668490, info@loanboox.de  

komuno GmbH 
Thomas Eitenmüller, Geschäftsführer 
Stresemannallee 30, 60596 Frankfurt am Main 
+49 69 66778 9580, info@komuno.de

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New signs on the horizon for residential construction

New signs on the horizon for residential construction

by | Oct 17, 2022 | Borrow, Invest

The German market for residential real estate is characterized by high rental and purchase prices in the metropolitan regions. An important factor here is the insufficient number of new construction projects for years and decades. The new traffic light coalition government in Berlin also wants to give new impetus here..

The German GEWOS Institute for Urban, Regional and Housing Research, based in Hamburg, expects a “trend reversal” to occur in the German real estate market in the current year 2022. According to the current GWOS Real Estate Market Analysis IMA®, which is considered the only area-wide study based on actual sales, a decline in turnover on the German transaction market is forecast. Cash turnover on the German real estate market had exceeded the €300 billion mark for the first time in the past year 2021.

The major increases in sales on the real estate market were caused primarily by the multi-family house and condominium segments and Germany’s top 10 cities: Berlin, Hamburg, Munich, Cologne, Frankfurt/Main, Stuttgart, Düsseldorf, Leipzig, Dortmund and Essen. The decline in sales expected by the GEWOS Institute would be the first of its kind in 13 years now. This “trend reversal” is likely to be further accentuated by an inflation rate in Germany that is unprecedented for over 70 years. According to the Federal Statistical Office Destatis in Wiesbaden, the inflation rate is expected to have been as high as ten percent in September 2022.

Target mark a distant prospect

Fewer real estate sales, rising interest rates, high inflation – what’s happening to the lofty goal of the red-yellow-green German government and its Construction and Housing Minister Klara Geywitz? The coalition agreement signed in December 2022 stipulated the following: “Our goal is to build 400,000 new homes per year, 100,000 of which will be publicly subsidized homes. To achieve this, we will continue federal financial support for social housing construction, including social home ownership subsidies, and increase funding.”

But at the latest with the latest economic developments, this goal seems to have receded into the distant future. In 2021, just 293,000 new homes were completed across Germany. The 400,000 mark for 2022 is probably an illusion. Although Minister Geywitz continues to adhere to this goal, she only expects “over 200,000 apartments” for this year. The interim conclusion: There is still too little being built. The impending recession and the increased cost of building materials are also contributing to the fact that private investors and project developers are having to review and recalculate construction projects that they thought were secure and financed.

Is the Chancellor’s “boom” also coming to the housing market?

On the other hand, these developments also mean that banks are now taking a closer look at real estate financing. In its latest issue (September 29, 2022), the “Immobilien-Zeitung,” the leader medium of the German industry, ran the headline: “Lending platforms take up position”. Potential borrowers need “quick access to the appropriate lender and speedy loan decisions,” writes cover story author Ulrich Schüppler. Digital platform solutions could easily provide this quickly and reliably.

The “trend reversal” described at the beginning of this report therefore not only affects the real estate transaction market in Germany, but also project developments, financing and, above all, the residential market. In addition, the public sector, i.e., local authorities, the federal government, and the federal states in Germany, want to step up their role as developers again. Public housing construction could even be facing a major “revival”. If Chancellor Olaf Scholz (SPD) decides to unleash billions of euros of investment on the residential real estate market, too, with a “bang”.

Author and contact for your commercial real estate financing needs:
Julian Grimm, Head of Real Estate Financing Deutschland, Loanboox GmbH
E-Mail: julian.grimm@loanboox.de, Telefon: +49 221 98654215

Loanboox Germany goes Real Estate Finance

Loanboox Germany goes Real Estate Finance

by | Jul 5, 2022 | Borrow, Invest, Media

The leading debt financing platform Loanboox uses the experience from municipal debt financing and expands its product portfolio. The company now also offers its services to German real estate companies, funds and housing cooperatives. To this end, Loanboox welcomes the commercial real estate financing expert Julian Grimm to the German team.

To date, municipalities and large companies have concluded 2,700 loans with a volume of EUR 27 billion via the leading platform for financing. Due to the high demand, Loanboox is now also offering its services to real estate companies, funds and housing cooperatives in Germany. With its new offering, Loanboox combines the advantages of the digital platform (digital offer comparison, data room, efficient processes and expansion of the lender network) with professional, personal advice. The first transactions have already been completed in Switzerland in recent months.

The real estate financing expert Julian Grimm is strengthening the team as Head of Real Estate Financing. Julian Grimm previously worked as a real estate financing specialist at the x-bricks Group, CORESTATE Capital Group and TRIUVA Kapitalverwaltungsgesellschaft (now PATRIZIA):

Portrait von Julian Grimm

“What I missed in my previous function as a real estate investor are simple, efficient and comprehensible processes for handling my large-volume commercial financing. That is exactly what Loanboox offers. That fascinates me. I look forward to supporting real estate companies with their financing in the future!”

Lenders appreciate the broad access to attractive financing options and the lean processes. In the digital data room, all documents and necessary information are available in one place and clearly summarized. This eliminates the multiple back and forths between borrowers and lenders. The fair communication and clear deadlines are a benefit for all parties.

Loanboox is open to partnerships with interested associations or organizations.

About Loanboox

Loanboox is the leading European debt financing platform for large issuers. For more information about Loanboox, click here.

Contact for questions

loanboox GmbH
Andrea Gazzetto, Marketing Communications Manager
Julian Grimm, Head of Real Estate Financing
Neue Weyerstr. 9, 50676 Köln
0221 – 98654220, info@loanboox.de

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New! Your software solution for municipal loan processes

by | Apr 28, 2022 | Borrow, Info

Developed with our customers

Based on the feedback from our municipal clients on the functions of Loanboox and our accumulated experience over the past years, we were able to develop an additional solution. The result is a software that represents the municipal loan process completely and without media breaks: Fincetra. With it, you control your financing in your own software solution.

How does Fincetra assist with your financing?

The quick-to-use software solution digitises and centralises existing loan processes. You have:

All in one software

Offers from e-mail, phone calls or fax are no longer necessary, everything is clearly presented in Fincetra. Internal communication and the creation of municipality-specific tender templates are simplified. You have an overview of the comparison of offers as well as the entire decision-making process and the subsequent documentation. Interfaces to accounting programmes facilitate the entire financing process.

Direct contact to your investors

Via your own distribution list you invite your house banks and brokers with your company name and branding directly from the software to the financing request. For the financiers, the offer submission is easily possible without registration. Furthermore, you will receive suggestions from Fincetra for suitable additional lenders, whom you can optionally contact. There are no brokerage fees.

Traceable processes from A to Z

You have access to current market and interest rate data at all times. All loan documents and your decisions are automatically documented and can be viewed at any time with an overview function and a history. This creates security as well as traceable processes before, during and after the financing application.

DISCOVER FINCETRA!

Would you like to see a demo of the software solution? We would be happy to show you Fincetra in a webinar.

Fincetra Kommunen login screen

Do you have any questions? Call us at any time on +49 221 9865420 or write to us at info@fincetra.com.

Strong growth in 2021 for Loanboox

by | Jan 24, 2022 | Insights, Media

The leading European debt financing platform Loanboox reports a strong business year 2021, with 700 closed deals and doubled revenues. The Fintech recorded the fastest growth in Germany and concluded its first deals in Eastern Europe.

Five years ago, Loanboox entered the market with the vision to make debt capital markets more efficient, transparent and fast. To date, municipalities, cities and large organisations closed 2’400 loans with a total volume of more than CHF 26 billion. These financings enable valuable projects for our societies, including renewable energy, renovation of hospital infrastructure or new kindergarten buildings. In 2021, the growing activity from users resulted in a doubling of the fintech’s revenues.

Internationalization speeding up

The Fintech’s internationalization strategy pays out: “We achieved the strongest growth by over 200% in Germany, where cities such as Mönchengladbach, Frankfurt or Königswinter profit from accessing money more quickly and at very competitive rates” comments Philippe Cayrol, CEO of Loanboox. Thanks to a new innovative product, the company also enabled first transactions in Portugal, Poland, Bulgaria, Romania and the Czech Republic in 2021.

Broadening of services

Apart from its international expansion, Loanboox is constantly innovating by creating automation and debt management tools as well as deeper analytics for its customers. The Fintech offers a broader service for borrowers, including debt planning and transaction support on large financings. 150 active lenders profit from digitalized processes, data insights and from a lean co-creation of new products.

Strengthened advisory board

To support the strong growth journey of the company, Loanboox strengthens its advisory board. Frank Mattern, former Senior Partner at McKinsey & Company and independent advisor and board member at various international companies (e.g. Morgan Stanley Europe SE and Centerbridge Partners Europe), reinforces the team with his extensive experience and network.

About Loanboox

Loanboox is the leading European platform for debt financing for professional organizations and a member of the business community Leaders for Climate Action. More information about Loanboox, see here.

Contact persons

Loanboox
Philippe Cayrol, CEO
Martina Bühler, CMO
Talacker 50, 8001 Zurich, Switzerland  
+41 55 220 78 29, press@loanboox.com

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