Loanboox.cares. You take out a loan. We make a donation.

Loanboox.cares. You take out a loan. We make a donation.

by | Feb 25, 2021 | Borrow

Loanboox. cares. and supports you with your financing request. At the same time, we donate Euro 100 to a charitable organisation of your choice for your first requested loan.

The financial impact of the Corona-related lockdown is not only hitting municipalities, but also non-profit organisations across Germany.

Loanboox. cares. and supports you with your financing request. At the same time, for your first requested loan via Loanboox, we donate Euro 100 to a non-profit organisation of your choice.

How does this work exactly?

No matter whether investments in infrastructure, digitalisation and education are pending or you need a short-term cash loan: Do it like the city of Königswinter and enter your first financing request here– in just 5 minutes, without obligation and free of charge.

 You decide who should benefit from the donation. Just let the Loanboox team know when you contact them.

This promotion is valid for the first 50 requests until 30 April 2021.

 

Even beyond that, we are always available to assist you with all aspects of the application and use of the platform. Call us (0221 986 5420) or write us an e-mail.

MAKE YOUR FIRST REQUEST

Open market operations: How municipalities benefit from the ECB’s cash injection

by | Feb 24, 2021 | Borrow, Insights

Open market operations are among the most important instruments in the central banks’ toolbox – and they help with municipal financing. We talk about the background to this financial policy with Harald Endres, Head of Treasury at Deutsche Kreditbank (DKB).

The basic principle behind the ECB’s open market policy is actually quite simple: to provide banks and credit institutions with liquidity at very good conditions. But if you look at the details, the whole thing is a little more complicated. There are refinancing tenders, volume tenders and interest rate tenders. What is it all about? And how do borrowers – including municipalities – ultimately benefit from this financial policy?

Together with Harald Endres, Head of Treasury at DKB, we take a look at the history of open market operations and what role they play, for example, in the Corona crisis:

Are you interested in the topic of municipal finance? Then you should also read this article.

Interest rates and inflation – Daniel Stelter’s economic forecast

Interest rates and inflation – Daniel Stelter’s economic forecast

by | Jan 22, 2021 | Borrow, Invest, Media

How do cities and municipalities get through the Corona crisis? What do capital providers and investors need to be successful? And what advantages does digitalisation bring? In the loanboox.asks. series, we talk to experts about topics like these. Daniel Stelter kicks off our audio talks.

The forecasts for 2021 are mixed. On the one hand, highs on the stock market – on the other hand, dampened economic expectations due to the ongoing Corona pandemic. And on top of that, central banks are pumping massive amounts of money into the markets and keeping interest rates low. We talked to the economic expert and author Daniel Stelter in loanboox.asks. about how all this is connected. He says:

The economic consequences of the Corona crisis will keep us busy for a very long time.

Listen to his assessments in the following audio:

Niedrigzins und Inflation - ein Ausblick auf 2021 mit Daniel Stelter

by Simone Franzke

About the person:

Daniel Stelter is a macroeconomist, strategy consultant and author. In his podcast “Think beyond the obvious” he looks behind the scenes of economic and financial policy and explains important connections.

No time to listen to the audio now? Then simply download the article.

Double your benefit: More transparency and no need to work without your house bank

Double your benefit: More transparency and no need to work without your house bank

by | Nov 30, 2020 | Borrow

Submit your loan request exclusively on Loanboox and invite your house banks to offer.

Your advantages are clear:

  • more offers, even beyond those of your house bank
  • less time spent because a comparison can be made in one place
  • transparency of the market
  • complete and audit-proof documentation of the transaction.

«I placed a loan request exclusively on Loanboox for the first time and was so satisfied with the offers that I closed directly through the platform.»
Sandra Bodenseh, Finance Department
Municipal administration, Bad Bergzabern

 

Try it out and benefit from our offer at the turn of the year and until 31 January 2021:
With an exclusive request, the transaction costs are waived completely when concluding with your house bank.

Sounds interesting?

Log in to start your financing request and select “Exclusive request” as the financing object. Don’t have an account yet? Create one here in 5 minutes.

Do you need support or further information? Call us (0221 986 5420) or send us an e-mail. We are at your side and happy to help.

Submit an exclusive request

Market-Update: To know where the wind blows

Market-Update: To know where the wind blows

by | Nov 18, 2020 | Borrow, Invest

It’s good to know what’s coming, even in turbulent times. The Loanboox Market Update gives you an overview of the most important developments on the financial markets and on our platform every month.

How are interest rates developing? Will it remain at the historically low level? And what influence will this have on current deals on the debt capital market? Every month we answer these and other important questions. In addition, we provide you with all the relevant news on economic developments in Germany and, of course, on the activities on our platform.

In the current issue, you will find out, among other things, what is currently causing German municipalities to worry and why Loanboox is becoming increasingly attractive for institutional lenders.

Curious?

MARKTUPDATE LESEN

The Market Update is exclusively accessible to registered users. If you would also like to read it regularly and benefit from further Loanboox services, register here free of charge and without obligation.

Markt-Update lesen

Corona solutions: How to successfully organise digital financing

by | Nov 9, 2020 | Borrow, Invest

Aktuelle Neuigkeiten zu Loanboox

Spending just for the sake of negative interest rates, on the other hand, is a bad idea. “The interest rates sound very tempting. But taking out loans always involves the promise of repayment,” says Christian Keuschnigg, who holds the Chair of Public Finance at the University of St. Gallen. Besides, interest rates could also rise again soon.

The interest subsidies from this also serve to ease the burden on the budget

Says Stefan Mühlemann, founder and CEO of Loanboox.

But it’s not a good business model. Waldkirch has already profited from it: Last year, the municipality took out a loan and received an interest rate of 0.25 per cent, said Aurelio Zaccari, president of the municipality, at an information event on the sports field vote.