White paper on municipal finance

White paper on municipal finance

Digital municipal finance: advantages through the use of a digital platform

The procurement of loans by local authorities, special-purpose associations and their own and public enterprises is characterised by traditionally grown analogue structures. Up to now, the financial requirements of the municipalities have been transmitted manually by email, fax or telephone to a few, regionally connected financial institutions, and the most economical offer is selected from the individual offers. The process is inefficient and non-transparent.

FinTechs like Loanboox simplify the municipal loan procurement process with their online-based financing platforms. Learn in our whitepaper how you can use digital platforms to find the ideal finance partner for your financing.

The following questions are answered in the whitepaper:

    • How does a digital funding tender work??

 

    • What added value do platforms offer municipalities?

 

    • What should be considered with regard to volumes and maturities?

 

    • What documents do I need for financing?

 

 

Are you interested in the white paper?

Please send us an email with your contact details to info@loanboox.de. We will then send you the whitepaper as soon as possible.

 

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New release is live!

New release is live!

New release is live!

New release: Chat feature, non-binding offers, information on partner services and many other features.

In countless contacts with customers and partners, we receive valuable input on how we can further develop Loanboox and make it even more user-friendly. We thank you very much for that. The implementation of these customer needs was also the focus in this release, among others, the following features were newly implemented:

  • Chat function on the platform: To ensure an even more uncomplicated exchange, direct communication among all platform participants is now possible.
  • Spread-based fixed interest rate offers: In order to better take into account longer decision-making processes and non-binding offers, financing based on a reference interest rate (e.g. the ICAP Midswap) plus spread are made possible. The reference interest rate can be defined in advance so that only the spread has to be specified when an offer is made.
  • Disbursement period:The borrower may request a period of gradual disbursement of his credit, depending on his needs. Thus, this disbursement period provides flexibility as it allows the loan to be used according to the progress of the investment program. Loanboox offers the possibility to request a revolving capacity on this disbursement period, to better manage the borrower’s cash flow.
  • Non-binding offers: It is now possible that investors can offer non-binding offers to better respond to the borrowers’ expectations. This option allows for more competitive offers, thus avoiding the borrower having to pay the cost for interest rate risks.
  • Information about partner services: To offer you the best service, we work with more and more partners. So that you do not lose the overview, the partner services are now clearly displayed in a list.

If you have any questions, please do not hesitate to contact us. We look forward to working with you in the future to make debt capital markets more accessible, efficient and transparent.

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4 billion border is crossed!

4 billion border is crossed!

Key Figures from Switzerland

Every day credit borrowers and institutional investors operate together on Loanboox and place loan requests or offer capital. Very soon, the platform will celebrate her first birthday and the 4 billion (3.5 bn Euro) border is already crossed! Throughout only one year we have achieved that the complete volume of the financing requests amounts to more than 4 billion Swiss francs.

current news:

  • 20 financial applications with a complete volume of 290 million swiss francs (252.4m Euro) are online at the moment
  • The terms amount from 3 months up to 20 years

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